Merchant Payment Processing Fees

Simple Pricing. No Hidden Fees.

KhlasPay offers transparent, competitive payment processing fees for merchants across Morocco, Africa, and Europe. Our pricing is structured by risk profile — low risk, high risk, and crypto/VASP — with no lock-in contracts and no surprises.

All fees below are standard indicative rates. Volume discounts are available for high-volume merchants.

💡 Prices are indicative. Final fees are confirmed during onboarding based on your business profile, monthly processing volume, and risk assessment. Contact us for a personalised quote.

Low Risk Merchants

E-commerce, retail, SaaS, professional services, and most standard business types.

Account Setup
Payment account opening 200 €
Monthly account fee 50 €
Second account openingFor PSP inflows Free
Second account monthly feeFor PSP inflows 50 €
Transaction Fees
KhlasPay inflowsMinimum 0.50 € per transaction 1%
Payment Provider inflows 0.1%
Return paymentMinimum 0.50 € 0.1%
Outgoing payment 1 €

Elevated Risk Merchants

Travel, forex, gaming, nutraceuticals, and other regulated or elevated-risk verticals.

Account Setup
Payment account opening 500 – 2,000 €
Monthly account fee 200 €
Second account openingFor PSP inflows Free
Second account monthly feeFor PSP inflows 200 €
Transaction Fees
KhlasPay inflowsMinimum 0.50 € per transaction 1 – 2.5%
Payment Provider inflows 0.5%
Return paymentMinimum 0.50 € 0.5%
Outgoing payment 5 €

Crypto Exchanges — MiCA / VASP

For licensed or regulated cryptocurrency exchanges and Virtual Asset Service Providers operating under MiCA, VASP, or equivalent regulatory frameworks.

Account Setup
Payment account opening 2,000 €
Monthly account fee 500 €
Second account openingFor PSP inflows Free
Second account monthly feeFor PSP inflows 500 €
Transaction Fees
KhlasPay inflowsMin 0.50 € · Min monthly invoicing 2,000 € 0.5 – 1.5%
Payment Provider inflows 0.1%
Return paymentMinimum 0.20 € 0.1%
Outgoing payment 10 €

What's Included With Every Account

✓Dedicated account manager
✓Real-time transaction dashboard
✓PSP matching and onboarding support
✓Chargeback management assistance
✓Multi-currency settlement options
✓KYC/KYB compliance support
✓WhatsApp and email support
✓No hidden fees or lock-in contracts

Payment Processing Fees for Moroccan and European Merchants

KhlasPay provides merchant payment processing services for businesses across Morocco, Africa, and Europe. Our fee structure is designed to be transparent and competitive — with no hidden charges, no mandatory long-term contracts, and a clear breakdown of every cost before you sign up.

For low-risk merchants — including e-commerce businesses, SaaS companies, and professional service firms — our transaction fees start at 1% per inflow with a monthly account fee of just 50 €. For merchants in elevated-risk sectors such as travel, forex, or gaming, fees are assessed individually based on processing volume and risk profile.

KhlasPay also supports licensed crypto exchanges and VASPs operating under MiCA and equivalent regulatory frameworks, with tailored pricing structures to reflect the compliance requirements of that sector.

All prices shown are indicative. Contact our team for a personalised quote based on your business type, monthly volume, and target markets.

Get a Personalised Quote

Tell us about your business and we'll match you with the right payment solution at the right price.

Talk to Our Team