Simple pricing.
No hidden fees.
KhlasPay offers transparent, competitive payment processing fees for merchants across Morocco, Africa, and Europe. Our pricing is structured by risk profile — low risk, high risk, and crypto/VASP — with no lock-in contracts and no surprises.
See exactly what you would pay
Pick the profile that fits your business, then try your own volume in the estimator.
Low risk merchants
E-commerce, retail, SaaS, professional services, and most standard business types.
Account setup
- Payment account opening200 €
- Monthly account fee50 €
- Second account openingFor PSP inflowsFree
- Second account monthly feeFor PSP inflows50 €
Transaction fees
- KhlasPay inflowsMinimum 0.50 € per transaction1%
- Payment provider inflows0.1%
- Return paymentMinimum 0.50 €0.1%
- Outgoing payment1 €
Elevated risk merchants
Travel, forex, gaming, nutraceuticals, and other regulated or elevated-risk verticals.
Account setup
- Payment account opening500 – 2,000 €
- Monthly account fee200 €
- Second account openingFor PSP inflowsFree
- Second account monthly feeFor PSP inflows200 €
Transaction fees
- KhlasPay inflowsMinimum 0.50 € per transaction1 – 2.5%
- Payment provider inflows0.5%
- Return paymentMinimum 0.50 €0.5%
- Outgoing payment5 €
Crypto exchanges, MiCA / VASP
For licensed or regulated cryptocurrency exchanges and Virtual Asset Service Providers operating under MiCA, VASP, or equivalent regulatory frameworks.
Account setup
- Payment account opening2,000 €
- Monthly account fee500 €
- Second account openingFor PSP inflowsFree
- Second account monthly feeFor PSP inflows500 €
Transaction fees
- KhlasPay inflowsMin 0.50 € · Min monthly invoicing 2,000 €0.5 – 1.5%
- Payment provider inflows0.1%
- Return paymentMinimum 0.20 €0.1%
- Outgoing payment10 €
Compare every profile
| Low risk | Elevated risk | Crypto & VASP | |
|---|---|---|---|
| Account setup | |||
| Payment account opening | 200 € | 500 – 2,000 € | 2,000 € |
| Monthly account fee | 50 € | 200 € | 500 € |
| Second account opening For PSP inflows | Free | Free | Free |
| Second account monthly fee For PSP inflows | 50 € | 200 € | 500 € |
| Transaction fees | |||
| KhlasPay inflows | 1% | 1 – 2.5% | 0.5 – 1.5% |
| Payment provider inflows | 0.1% | 0.5% | 0.1% |
| Return payment | 0.1% | 0.5% | 0.1% |
| Outgoing payment | 1 € | 5 € | 10 € |
What’s included with every account
- Dedicated account manager
- Real-time transaction dashboard
- PSP matching and onboarding support
- Chargeback management assistance
- Multi-currency settlement options
- KYC/KYB compliance support
- WhatsApp and email support
- No hidden fees or lock-in contracts
Payment processing fees for Moroccan and European merchants
KhlasPay provides merchant payment processing services for businesses across Morocco, Africa, and Europe. Our fee structure is designed to be transparent and competitive — with no hidden charges, no mandatory long-term contracts, and a clear breakdown of every cost before you sign up.
For low-risk merchants — including e-commerce businesses, SaaS companies, and professional service firms — our transaction fees start at 1% per inflow with a monthly account fee of just 50 €. For merchants in elevated-risk sectors such as travel, forex, or gaming, fees are assessed individually based on processing volume and risk profile.
KhlasPay also supports licensed crypto exchanges and VASPs operating under MiCA and equivalent regulatory frameworks, with tailored pricing structures to reflect the compliance requirements of that sector.
All prices shown are indicative. Contact our team for a personalised quote based on your business type, monthly volume, and target markets.
Get a personalised quote
Tell us about your business and we’ll match you with the right payment solution at the right price.