Modern Payments Built For Speed And Simplicity

Khlas Pay helps businesses find and access the right payment service providers and acquiring banks. We look at your business type, market, and customer base, then match you with a licensed provider that fits, so you can accept payments quickly, securely, and at a competitive cost.

Depending on the provider, that can include card payments, Open Banking payments, QR code payments, and bank transfers. We guide you from the first conversation through onboarding, so your payment setup is sorted without the usual delays and complexity.

"Khlas" (خلاص) is an Arabic word widely used in Morocco and across the Arab world meaning "done", "paid", or "sorted". Combined with "Pay", the name reflects our mission: to make payments simple, fast, and sorted for every merchant we work with.

No. Khlas Pay is not a bank, electronic money institution, or e-wallet. We are a technology advisory platform that connects merchants with licensed third-party payment service providers and acquiring partners. All payment processing, acquiring, and settlement services are provided by our licensed PSP and banking partners.

Khlas Pay does not hold, store, or have direct access to your banking data. All payment processing is handled by our licensed PSP and acquiring partners, who operate under strict regulatory frameworks including PCI DSS compliance. We act as an advisory intermediary, so we never touch your funds or sensitive financial data directly.

Yes. By matching you with the right PSP for your business type, market, and customer base, Khlas Pay helps reduce declined transactions, minimise checkout friction, and improve authorisation rates. The right payment setup, with the right acquiring bank, can meaningfully increase the percentage of transactions that complete successfully.

Yes. Khlas Pay works with merchants across a range of volumes, from early-stage businesses processing their first transactions to established merchants processing millions of dirhams per month. For high-volume merchants, we can negotiate preferential rates and dedicated account management with our PSP partners.

Yes. All PSP solutions we work with provide merchant dashboards with real-time transaction reporting, settlement tracking, and chargeback management. The exact features available depend on the PSP solution we match you with, but real-time visibility into your payment activity is standard across all our partner platforms.